This practical seminar is for anyone who wants to take control of their money, plan with confidence, and stay on top of their finances. Sharni Lai, a qualified Financial Counsellor and Capability Worker with UnitingCare, will share clear, practical insights you can use straight away. Topics include SMART financial goals, managing a budget surplus, debt management, superannuation, and preparing financially for the next generation — there’s something for everyone. This seminar is being offered free of charge as a service to the community, so bring your friends and family and make the most of this valuable opportunity.